Information to be included in or with an application for authorisation

1. a copy of the articles of association, the decision of the general meeting on the amendment of the articles of association for the operating company and the amended text of the articles of association;

2. in the case of the establishment of a company, a notarised copy of the treaty or decision;

3. a document certifying the payment of the share capital or the existence of initial capital;

4. an action plan describing in particular proposed payment services or e-money services;

5. MERAS-compliant business plan;

6. the applicant's opening balance sheet and statement of income and expenditure or, in the case of an operating company, the balance sheet and profit and loss account as at the end of the month preceding the application for authorization and, where applicable, the last three financial statements;

7. A description of the application of the general requirements for the custody and protection of client assets set out in MERAS;

8. The internal rules and accounting rules set out in MERAS or their projects;

9. information on the IT and other resources and systems required to provide the proposed services;

10. a description of the internal control system and of measures to ensure compliance with the obligations in relation to the prevention of money laundering and terrorist financing and the transfer of information on the payer with regard to the transfer of funds;

11. a description of the applicant's organizational structure, including, where applicable, a description of the arrangements for the use of its agents or branches or the transfer of the service, as well as its participation in both local and international payment systems;

12. a list of the shareholders or members of the applicant indicating the name of each of them, the registry code or personal identification code, if any, or, in the absence thereof, the date of birth, and the number of shares or voting rights held or held by each shareholder or member;

13. The data mentioned in the MERAS regarding the persons having a qualifying holding in the applicant;

14. details of the applicants' managers, including their first and last name, personal identification code or, in the absence thereof, date of birth, place of residence, description of education, full list of jobs and positions, and description of their responsibilities for board members, as well as the reliability of managers and MERAS compliance documents to be submitted by the applicant;

15. details of companies in which the applicant or its manager has a holding of more than 20%, which must include the size of the share capital, the list of activities and the size of the participation of the applicant and each manager;

16. details of the applicant's auditor and internal auditor, including their name, residence or seat, personal identification code or, in the absence thereof, date of birth or registry code;

17. in the case of an operating company, documents certifying the amount of own funds, together with the report of the sworn auditor;

18. description of security policy.